The answer to this question might seem obvious. You should use emergency funds during emergencies, right? Well it is not always that simple in everyday life. And it gets even more complicated in the midst of an unprecedented and particularly daunting economic crisis. In order to adequately answer this question you must first define what … Continue reading When Should I Use My Emergency Funds?
Changing careers can be a daunting task for someone who has spent 20 or more years in the same occupation. Admittedly, it takes a lot of courage and strength to leave your comfort zone and possibly even your paycheck to start a new career later in life. But the good news is that plenty of … Continue reading How to Prepare for a Career Change
Credit cards are a vital part of everyday life for the average person because they have become essential tools in the online marketplace. So based on the wide-spread scope and use of credit cards I wholeheartedly recommend that every independent adult carry a credit card. This simply makes life easier from many perspectives. The benefits … Continue reading Should I Get a Credit Card if I Have Poor Money Management Skills?
I absolutely love the concept of a gap year. Though I didn't take a gap year between high school and my undergraduate studies, I did have the opportunity to take a gap year before I started my doctoral studies. And, I am very grateful that I did. Taking time off provided me with the opportunity … Continue reading Tips for Planning a Successful Gap Year
The other day I came across a video about the best places to live, work, or retire abroad. While this isn't the first time that I have seen these types of lists or compilations, this video really caught my attention. I immediately started to think "is there a such thing?". I know that best locations … Continue reading What are the Best Countries for Expats?
Choosing a brokerage firm can be daunting in today's investment market. There are many options to consider when deciding which one is best for your investing needs. I often advise my financial coaching clients on several options that may be a good fit for them. However, this is because I have built a strong relationship … Continue reading 6 Things to Consider When Choosing a Brokerage Firm
As a three-time loc wearer who recently cut my below-the-shoulder length locs in favor of an Afro, I have grappled with this question a number of times throughout my career. For me, my hair is more than something that sits on my head - it is statement of who I am. Yes, I have missed … Continue reading Should I Cut My Locs to Get a Job?
The number one source of opposition that I get from my financial coaching clients is their fear of investing in the stock market. Once I help them develop strategies to pay off their debt so that they can begin building wealth they usually want to stop at simply saving money. While I always recommend having … Continue reading 5 Tips for Overcoming Fears About Investing in the Stock Market