Impulsive spending is probably the number one cause of the average American's financial woes. Consumer debt is at an all-time high because people tend to get things they can't afford and don't need. This type of spending is often linked to people's emotional state rather than their ability to logically reason. Sadly, this issue impacts … Continue reading 3 Clever Ways to Avoid Impulsive Spending
The answer to this question might seem obvious. You should use emergency funds during emergencies, right? Well it is not always that simple in everyday life. And it gets even more complicated in the midst of an unprecedented and particularly daunting economic crisis. In order to adequately answer this question you must first define what … Continue reading When Should I Use My Emergency Funds?
Credit cards are a vital part of everyday life for the average person because they have become essential tools in the online marketplace. So based on the widespread scope and use of credit cards I wholeheartedly recommend that every independent adult carry a credit card. This simply makes life easier from many perspectives. The benefits … Continue reading Should I Get a Credit Card if I Have Poor Money Management Skills?
When it comes to business finances, choosing the right business credit card is a must. A credit card is important in establishing your business credit history. It is also a viable line of credit that your business can benefit from during periods of financial instability. Likewise, business credit cards are a great resource for separating … Continue reading How to Choose the Best Credit Card for Your Business