Everyone seems to be talking about cryptocurrency these days. It's all over the news and social media. Even the average layperson who doesn't invest has heard about crypto. But, the challenge is that not many people truly know what cryptocurrency is or how it will potentially impact the financial market. Undoubtedly, it has disrupted the … Continue reading Should I Invest in Cryptocurrency?
There are many effective strategies for building generational wealth within your family line. It is important to start early in order to give your children a head start. However, it is never too late to start laying the foundation for your family's financial future. As with any other investment tool, diversification is key when it … Continue reading 4 Effective Strategies for Building Generational Wealth
It is very important to teach your child about managing money from an early age. This is especially the case in the unstable economic times of today's world. Our children deserve the best financial future and this starts with them learning how to properly manage money. Sound money management skills are foundational to building generational … Continue reading 3 Simple Ways to Teach Your Child Money Management Skills
The average person probably doesn't know much about their credit utilization ratio. However, it is one of the most important factors in building and maintaining good credit. Paying off debt in a timely manner is absolutely essential to keeping your credit on track. And, maintaining credit accounts over the long haul is likewise instrumental to … Continue reading What is the Best Credit Utilization Ratio?
Do you live paycheck to paycheck? Do you have a decent income but still find yourself in debt or broke? Do you find it hard to build or grow wealth? If you answered yes to any of these questions, don’t be discouraged. Many financially-strained individuals struggle with these same issues. This is because they don’t … Continue reading Money Management Guidebook for Achieving a Successful and Happy Life!
Because I am a financial coach, most people assume that I am a strong proponent of the FIRE movement. If you have never heard of it before this acronym stands for Financial Independence, Retire Early. The FIRE movement started gaining momentum around 2010 and since then has taken off in millennium communities around the globe. … Continue reading Why I am Not a Proponent of the Financial Independence, Retire Early (FIRE) Movement
The answer to this question might seem obvious. You should use emergency funds during emergencies, right? Well it is not always that simple in everyday life. And it gets even more complicated in the midst of an unprecedented and particularly daunting economic crisis. In order to adequately answer this question you must first define what … Continue reading When Should I Use My Emergency Funds?
Choosing a brokerage firm can be daunting in today's investment market. There are many options to consider when deciding which one is best for your investing needs. I often advise my financial coaching clients on several options that may be a good fit for them. However, this is because I have built a strong relationship … Continue reading 6 Things to Consider When Choosing a Brokerage Firm